Worker's Compensation

Workers' compensation is a form of insurance that ensures continuance of a worker's pay if they are injured at work and as a result unable to continue working. Furthermore, this insurance covers the costs incurred as a result of any treatment of the injury by medical practitioners.

It is mandatory for employers to insure their employees have this insurance cover.

It should also be noted that an injured worker who is covered by worker's compensation insurance does not have the right to sue his or her employer for negligence. This is a part of the insurance contract.

For a workers compensation claim to be established, an employee or worker must be able to prove that he/she was injured at work or while doing their job.  

Workers compensation law in Australia depicts that a worker is entitled to compensation for any personal injury or disease or an aggravation of an injury or disease that occurs:

  • During the course of employment;
  • By an incident arising out of employment;
  • Injuries that occur by way of gradual process.
  • On a journey to or from work.

The purpose of workers compensation is to compensate for the following possibilities:

  • Loss of earning capacity
  • Physical and mental injuries
  • Medical, hospital & rehabilitation costs
  • Dependant spouse and/or dependant children



Event operations manual
Software for Treasurers
how to create a financial model